Income for a Lifetime … Outcome for Eternity

An HCJB Global Charitable Gift Annuity is the gift that gives back. You
can transfer cash or appreciated securities, during your lifetime or through
your estate plan after your lifetime, to World Radio Missionary Fellowship,
Inc. requiring that we pay you, your spouse, or another income beneficiary (using
cash o­nly) an income for life.

A portion of the income received by the annuitant will be income tax-free,
some will be treated as a long-term capital gain (if appreciated property is
used for the gift), and the remainder will be taxed as ordinary income. In addition,
a portion of the capital gain taxes otherwise payable o­n the sale of the long
term appreciated asset can be avoided when the gift is made by the donor for
his or her own lifetime.

We use our corporate legal name, World Radio Missionary Fellowship, Inc., when
referring to legal documents and gift agreements, and our trade name, HCJB World
Radio, when we refer to services we provide o­n our ministry side.

A Current Charitable Gift Annuity
turns your cash or stock gift into an immediate fixed-dollar income to you for
life or for a cash gift, to another person you designate who is over age 56.

A Flexible Deferred Charitable Gift Annuity
returns a larger fixed-dollar amount to you in the future based o­n your cash
or stock gift now. You have the flexibility to decide when you want to start
receiving your lifetime annuity payments. The later the beginning date, the
higher your annuity income will be. This type of gift annuity can be used as
a “ready reserve” fund for future healthcare or retirement needs.

Whichever gift annuity arrangement you select, your gift will advance the gospel
of Jesus Christ.

The rates below are currently available:

Single Annuitant Age 65-90+ 6.0% - 11.3%

Annuitant Couple Ages 65-90 5.6% - 10.1%

Please note:
• The above rates apply to the U.S. only.
• HCJB Global Gift Annuities are not available in a few U.S. states.
• Recommended minimum Gift Annuity is $10,000.
• Annuities are available in Canada through our Canadian office. However, rates and terms may vary.

Your charitable gift annuity will be made because of your concern for HCJB
World Radio; your desire or need to have income payments to you or a loved o­ne
for life; and because you believe it is God’s plan of stewardship for
you to share part of what He has entrusted to you to further God’s Kingdom
on earth. When you make this decision, you will also receive an income tax advantage
through a charitable income tax deduction in the year you make your gift.

For further information or quotes:

In the U.S. :
• Call our Estate and Gift Planning Help Line at (719) 590-9800 or (800) 525-8857
• e-mail
• You may also access the Personal Gift Calculators link for personalized gift specifics.

In Canada:
• Call (905) 814-0176 or (888) 354-4252
• Email us at